Are you a grandparent?
You cannot open a Junior ISA but you can use your own ISA allowance to invest for your grandchild. Click here to find out more about investing for your grandchild.
It's efficient investing, using your child's Junior ISA allowance and the long-term growth potential of the stock market.
You want to invest for your child from £10 a month or make a lump sum payment of £50 or both. The funds belong to the child and can only be accessed by them when they turn 18.
You want a choice of 9 funds, including a Unitised With-Profits fund that comes with a guaranteed minimum payout when the child turns 18, provided no switches or withdrawals are made.
You want to manage their money online with our My Plans online portal.
Our My Select (Junior ISA) is a tax-efficient plan that can help you invest for your child's future over the medium to long-term. When you invest in a Junior ISA, the money belongs to the child.
Flexible payment from just £10 a month or a lump sum of £50. You can increase, decrease and pause payments at any time.
Invest alongside a cash Junior ISA up to the current annual limit of £9,000.
Once it's been set-up by a parent or guardian, anyone can pay money in.
Winner of Best Junior ISA provider for the 5th year running at the Investment Life and Pensions Moneyfacts Awards.
When you set up a My Select (Junior ISA) the money will be invested in an investment policy within a Scottish Friendly Junior ISA. The policy then invests in your choice of fund or funds – with a range of varying risk and reward profiles. There are 9 funds to invest in, so you can choose the ones that suit your needs best.
The information together with the Key Information Documents (KIDS) below give you an overview of each fund including any charges and should be read alongside the Product Guide.
Fund Summary
Benefits
Things to think about
Fund Summary
Benefits
Things to think about
Fund Summary
Benefits
Things to think about
Fund Summary
Benefits
Things to think about
Fund Summary
Benefits
Things to think about
Fund Summary
Benefits
Things to think about
Fund Summary
Benefits
Things to think about
Fund Summary
Benefits
Things to think about
Fund Summary
Benefits
Things to think about
See how their money could grow based on your premium and fund choice within a My select (Junior ISA). This tool provides examples of what they could get back in the future based on a payment amount.
It's good to get into a regular savings and investment habit. Plus when you open a new ISA or add a new policy to your existing ISA with us, you'll automatically be entered into our prize draw for a chance to be one of three lucky winners to win back the total amount you've invested this tax year, up to £20,000!
Once you have applied, if you sign up to the My Plans online service and opt to go paperless, we’ll send you a My Benefits card.
My Benefits gives you access to fantastic savings and offers from thousands of leading brands and local outlets. This includes offers on eating out, leisure, travel and holidays, household goods, gym membership, DIY and electricals from a range of retailers.
It takes around five minutes to get started. You’ll just need a debit card and your national insurance number to hand. Please make sure you’ve read the Product Guide and the Key Information Document for the fund you wish to select.
Investing can seem like a tricky business, so if you have a few questions or aren't sure where to start, we have some useful guides to help get you started.
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