New customers

Please make sure you have read the Easy Access Account Summary Box and Personal Savings Terms and Conditions.

Existing customers

Log in to open a new account.
Interest rate Summary box Opening an account FAQs Documents

What is the interest rate?

Interest rate (AER*)

4.50% Variable

Gross monthly interest

4.41%

Gross annual interest

4.50%

Minimum opening balance

£100

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

Interest is calculated daily, and paid monthly or annually. You can choose to have your interest paid to your Easy Access Account, any other Personal Savings account you hold with us that allows deposits, or your nominated UK bank or building society account.

Summary box

Yes, the interest rate is variable. We can increase or decrease the rate for any of the reasons set out in our Personal Savings Terms and Conditions.

Deposit at account opening Balance after 12 months Interest earned
£1,000.00 £1,045.00 £45.00
£50,000.00 £52,250.00 £2,250.00

These are only examples and do not take into account your individual circumstances.
The examples assume that no further deposits or withdrawals are made and that interest earned is paid to this account annually.

  • To open an account you need to be aged 18 years or over, resident in the UK and only tax resident in the UK. Our accounts cannot be held in trust or by US Persons (meaning US citizens, residents, green card holders or taxpayers in respect of their worldwide income)
  • The maximum number of account holders for this account is two
  • You can open and manage your account online. We will accept instructions in relation to the account through our Internet Banking Service
  • The minimum deposit required to open this account is £100
  • The maximum balance for this account is £1,000,000

Yes, you can make unlimited withdrawals to your nominated account or transfers to any other Personal Savings accounts you hold with us that allow deposits.

  • *AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year
  • Interest is paid gross without the deduction of income tax
  • If you change your mind within 14 days of opening your account we will cancel your account without penalty or notice

To view all current and previous rates for our personal savings accounts variable rate products, please click here.

Apply now for an easy access savings account

Opening an account

Our accounts are open to a wide range of people for a wide range of needs, just so long as you:

  • have a UK bank or building society account, on which you’re named as an account holder. This is your nominated account and you’ll need the sort code and account number to hand when you open your new account with us. You can only transfer money into your Aldermore account from this account.
  • are aged at least 18
  • are resident in the UK and only tax resident in the UK. Our accounts cannot be held in trust or by US Persons (meaning US citizens, residents, green card holders or taxpayers in respect of their worldwide income)
  • have read the Easy Access Account Account Summary Box and Personal Savings Terms and Conditions
Person reading tablet

Easy access account FAQs

You simply need to be aged 18 years or over, resident in the UK and only tax resident in the UK. Our accounts cannot be held in trust or by US Persons (meaning US citizens, residents, green card holders or taxpayers in respect of their worldwide income).

You can make deposits by Faster Payments, BACS, CHAPS or Standing Order from your nominated account. You can also make deposits by transfer from an existing Aldermore Personal Savings account in your name or held jointly with someone else (where withdrawals are permitted). Payments to us from any other account will not be accepted and will be returned. We don’t accept deposits by cash, cheque or banker’s draft.

Please don’t send any money until we’ve confirmed that your account is open, as we won’t be able to allocate it to your account and it will be returned.

When your account is open, you can add money to your Easy Access Account at any time. 

Interest can be added to your Aldermore account, paid to any other Personal Savings account you hold with us that allows deposits (Easy Access, Double Access or Notice) or paid to your nominated UK bank or building society account.

You can change the interest payment frequency or destination in internet banking.

There are no fees or charges for standard account services. We may make a charge for any exceptional non-standard services which are made available to you on a discretionary basis.

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