This fixed term savings account is opened and managed online. How you apply depends on whether or not you already have an Investec 90-Day Notice Saver, Fixed Rate Saver or Online Flexi Saver.

If you have or have had any of the above, you can apply for another account via your online dashboard.

If you don't, you'll need to have the following to hand to apply for one:

• The sort code and account number of your UK current account (this will be your linked account)
• Your UK smartphone
• A passport or photocard driving licence from any country we currently support

To be eligible for an account you will need to:

• Be 18 or over
• Have a UK residential address
• Have between £5,000-£250,000 to save

Fund your account in the first seven days

Once your account is open, you'll have seven calendar days to fund it with at least £5,000 from your linked account, or if you have one, you can transfer money directly from your Online Flexi Saver. You can make unlimited deposits during this period up to a total balance of £250,000. If you don't meet the minimum balance by the end of the seven days, we'll return any money and interest earnings and close your account automatically.

Please note:

We can accept applications for individual accounts.

You won't be able to make any withdrawals from this account for the full duration of your fixed term, including the seven-day funding window. Your interest is paid annually into your linked account. At maturity, your final portion of interest and your balance are paid in one fixed payment to your chosen account.

Please note there is no 14-day cooling off period for this account.