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Wake up your money

Smart Investor

Open a tax-efficient Investment ISA

There’s still time to open an Investment (Stocks & Shares) ISA. You could grow your money and you won’t pay tax on any money you make.

So make the most of your ISA allowance by 5 April 2024.

Terms, conditions and ISA rules apply. Capital at risk.

The value of investments can fall as well as rise. You may get back less than you invest. Tax rules can change and their effects on you will depend on your individual circumstances. Smart Investor doesn’t offer personal investment advice so if you’re not sure about investing, seek independent advice.

Have you made the most of your £20,000 ISA allowance this year?

You could grow your money with our Investment ISA. It's quick and easy to open an account, and you won't pay tax on any money you make.

Four reasons to choose our Investment ISA

 

Access thousands of investment opportunities – covering funds, shares in UK and 10 international markets, gilts and bonds, Exchange Traded Funds and Investment Trusts to help you build a portfolio that suits you

Ready-made Investments – if you’re not sure where to begin or are short on time, our five Ready-made Investment funds offer immediate diversification. Just choose a fund with the level of risk that’s right for you and leave the rest to us

Manage your investments on the go with the Barclays app1 – you can view your investments in our app. If you've got a current account with us, you can also pay money into your investment account (excluding SIPP accounts), browse your investment options and buy and sell them on the go in just a few easy taps. Find out more about investing with our app

Get the best prices – we go the extra mile to get you the best price for UK shares, Exchange Traded Funds, Investment Trusts and Real Estate Investment Trusts from our Retail Service Providers. With Barclays Price Improver™, 93.45%2 of trades placed in 2023 got a better price than that quoted on the London Stock Exchange, with customers benefiting by an average of £16 per deal.

Open an Investment ISA today

Wake up your money

You could win £20,000 in our prize draw

Set up a new monthly Direct Debit to an Investment ISA or Investment Account by 5 April 2024 and you could win £20,000. T&Cs apply.

Our fees

No charges to open the account and a simple annual customer account fee of 0.25% on investments up to £200,000 and 0.05% on investments above £200,000.

Activity Cost
Buying and selling shares* £6 per deal**
Buying and selling funds No charge
Regular investments No charge
Dividend reinvestment No charge
Holding cash No charge
Transferring investments No charge
Cash withdrawal and account closure No charge

*Including ETFs, investment trusts, bonds and gilts. 

**Online dealing only. Taxes may apply when buying shares. A foreign exchange and an international brokerage fee will be charged when trading international shares.

Get started with an Investment ISA today

Transfer your investments to us

If you have an investment ISA elsewhere, you can transfer it to us any time – but you’ll need a Smart Investor account first.

You should also make sure that you don’t have to pay any penalties or give up valuable benefits – and that you’re aware of all the risks and drawbacks involved in transferring. Read our transferring investments page for more information.

Once your new account is open, you can start the transfer process immediately.

Things to remember

  • Smart Investor is an investment service for UK residents. Our service isn't available to people from the US, even if they're resident in the UK
  • By choosing an Investment ISA you can maximise the tax-efficient returns your money makes. ''Tax-efficient' indicates that growth/income are exempt from UK income or Capital Gains Tax provided all ISA conditions are met. The level and basis of tax can change and the value of tax relief depends on your personal circumstances
  • In order to open an investment ISA, you can't have opened another investment ISA or used your total annual ISA allowance in any combination of a cash ISA, innovative finance ISA and/or lifetime ISA during the same tax year.

Important Information

  1. You need to be 18 or over to access this product or service using the app.
  2. Applies to deals placed on the London Stock Exchange within a Barclays Investment Account and Investment ISA across the following asset classes – stocks and shares, Exchange Traded Funds, investment trusts and Real Estate Investment Trusts. Please note that as of January 2019 deals placed to facilitate Bed & ISA, Dividend Reinvestment and Regular Investment are no longer included in the Price Improver calculations.