Best Savings Accounts
Earn up to 4.60% APY* with SoFi's Savings Account
- $0 minimum balance for APY
- Cash Bonus up to $300 with direct deposit set up (terms apply)
- No monthly fees
- Up to 2-day-early paycheck
- Up to $2M of additional FDIC insurance through a network of participating banks
*Rate as of 5/15/2024
Earn 4.25% APY* with a Discover™ Savings Account
- $0 minimum balance to earn APY
- No minimum opening deposit
- No monthly fees
- No overdraft fees
- FDIC insured
*Rate as of 5/10/2024
Earn 5.00% APY* with CIT's Platinum Savings Account
- With $5,000 minimum balance for APY (terms apply)
- Earn 0.25% APY with a balance of less than $5,000 (terms apply)
- No account opening or monthly service fees
- FDIC insured
*Rate as of 5/10/2024
Earn up to 5.25% APY* with UFB's Secure Savings Account
- No monthly maintenance fees
- No minimum deposit required to open an account
- Access your funds 24/7 with easy-to-use digital banking tools
- FDIC insured
*Rate as of 4/18/2024
- Earn APY* with CIT's No-Penalty CD
- Term: 11 months
- Min. deposit required: $1,000
* APY as of 4/2/2024
Earn 5.15% APY*
- No more hidden fees - we keep banking hassle-free.
- Enjoy free monthly maintenance
- Watch your savings grow with daily compounded interest.
- Deposit anytime, anywhere with unlimited mobile check deposits.
- Deposits are FDIC-insured up to $250,000
*Rate as of 12/1/2023