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10 Ways To Supplement Your Income If You’re Barely Scraping By Financially

MAKE MONEY
Last updated May 14, 2024 | By FinanceBuzz Editors
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You’ve got just enough money in your bank account to last until Friday … but then Monday rolls around, and you’re in the same situation. Again.

Food. Bills. Rent. Gas. They dry up every bit of your take-home pay. 

But it doesn’t have to be this hard. With a few smart moves, you could supplement your income — without doing much extra “work,” or even getting a side job!

Here’s what to do:

Unlock up to $1,250 value over the next year with this incredible new card

There's a new credit card that's making waves with its amazing bonus and benefits. The Wells Fargo Autograph Journey℠ Card(Rates and fees) has a low $95 annual fee, and you can earn 60,000 bonus points after spending $4,000 in purchases in the first 3 months. The points can always be redeemed for at least cash value (60,000 points = $600).

The excellent $1,250 first-year value is estimated through the FinanceBuzz Credit Card Rewards Valuation Model based on spending, the welcome bonus, the annual fee, and a valuation of 1 cent/point unless otherwise stated above. The actual value will be determined by how much and in which categories you spend, but this card makes racking up valuable rewards easy!

The Wells Fargo Autograph Journey℠ Card puts hefty rewards back into your wallet. Cardholders can earn 5X on hotels, 4X on airlines, and 3X on other travel and restaurants. That's one of the highest cash rewards options available for travel spend. If you are a fan of dining out and traveling, this card is for you!

Click here to apply now.

Get out of $20,000 or more of credit card debt

Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.

Accredited Debt Relief is designed specifically to help you get out of credit card debt faster (and for less), without having to make drastic life changes. With Accredited Debt Relief, you could reduce your monthly credit card payments by up to 40% or more and be debt free in 24-48 months.

How to get Accredited Debt Relief to lower your debt: Sign up for a free quote here. (Do not skip this step!) By getting a free, no-obligation quote and speaking with a consolidation specialist, they can immediately assist you in paying off your debt and calculating reduced monthly payments. They’ll let you know right away how much you might be able to save … but only if you request a quote.

Try it

Pay no interest until 2025

Imagine getting an introductory 15 months with 0% intro APR on a big purchase or balance transfer (APR then 17.24% - 28.24% Variable). Sounds great — right? You could dramatically change your financial picture with one of the industry-leading no-interest cards — the Discover it® Cash Back(Rates and fees).

Cardholders get a generous intro APR of 0% for 15 months on purchases (APR then 17.24% - 28.24% Variable) — that means you can cover bills, large purchases, or whatever you need to charge and not pay interest until 2025! 

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR for 15 months on balance transfers (APR then 17.24% - 28.24% Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

The best part? The Discover it® Cash Back card is accepted by 99% of merchants, boasts an exceptional cash back rewards rate, and there's no annual fee.

Click here to Apply Now

If you’re over 50, take advantage of massive discounts and financial resources

Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on things like travel, meal deliveries, eyeglasses, prescriptions that aren’t covered by insurance and more.

How to become a member today:

  • Go here, select your free gift, and click “Join Today” 
  • Create your account (important!) by answering a few simple questions 
  • Start enjoying your discounts and perks!

You’ll also get insider info on social security, job listings, caregiving, and retirement planning. And you’ll get access to AARP’s Fraud Watch Network to help you protect your money, as well as tools to help you plan for retirement.

Important: Start your membership by creating an account here and filling in all of the information (Do not skip this step!) Doing so will allow you to take up 25% off your AARP membership, making it just $12 per year with auto-renewal.

Become an AARP member now

Don’t pay a CENT to contractors for home repairs until you do this

If you’ve ever paid even a cent to a contractor or service tech to fix an issue at your home, then you know how frustrating the inevitable bill can be. You’ve got other bills to pay, groceries to buy, a mortgage to afford — and home repairs just suck your money away.

This unique home protection plan could help you stop spending tons of money to fix your house. But … is something like this even legit? Yes, it is. But you need to use it correctly.

The truth: These plans cover specific items in your home (that you choose) that break down from routine wear and tear. And they could help you keep potentially $1,000s of dollars in your pocket. Most plans are really affordable, too, and worth the peace of mind.

If you want to get one for your home, this company is offering $50 off and 1 month free.1 They’ve covered more than 2,000,000 homes across the USA and have thousands of 5-star ratings from their customers.

Get $50 off and 1 month free with this link

Limited-Time Offer: Earn $937.50 toward travel with this incredible card

🚨 LIMITED-TIME OFFER: If you love to travel, the Chase Sapphire Preferred® Card is a perfect companion for your adventures. Right now, cardholders can earn a rare 75,000 bonus points after spending $4,000 in purchases in the first 3 months. That's worth $937.50 when redeemed for travel through Chase Travel℠!

If you missed this offer from Chase last time, do not hesitate to apply — it will not last forever. Plus, every time you use this card, you can earn 5X points on travel purchased through Chase Travel℠; 3X points on dining, select streaming services, and online groceries; 2X points on all other travel purchases, and 1X points on all other purchases.

Points can be redeemed for travel, statement credits, or cash back ... meaning your dream vacation could be closer than you think, thanks to the rewards you earn from everyday purchases!

So if you're gearing up for your next adventure, the Chase Sapphire Preferred® Card should be at the top of your wallet.

Click here to apply for the Chase Sapphire Preferred® Card now

Never pay for covered car repairs again

You’re a money-savvy car owner. You scored a great price for your car and shopped around for a low auto insurance rate too.

With Endurance's auto protection plan, you can continue to be money-smart as your car ages and incurs increased upkeep costs.

Let’s face it: Maintaining a car five or ten years old can be costly, and those expenses often start around the time your manufacturer’s warranty expires.

Endurance helps cover many of those costs, and they have different coverage plans, so you can pick the best one for your situation.

Even better news? Elite features come free for one year:

  • 24/7 roadside assistance.
  • Collision discount up to $500.
  • Total loss protection up to $1,000.
  • Key fob replacement up to $500.

Bonus: Sign up and get $300 off your new contract.

It only takes a few minutes to get a quote.

Request a free quote now

Alert: This top travel card has a limited-time offer worth $937.50!

🚨 LIMITED-TIME OFFER: If you're someone who loves to travel, the Chase Sapphire Preferred® Card could be the perfect companion for your adventures. For a limited time, new cardholders can earn a rare 75,000 bonus points after spending $4,000 in purchases in the first 3 months — all without an annual fee! Redeem your points for $937.50 toward flights, hotels, and car rentals through Chase Travel℠, OR statement credits, gift cards, and transfers to over 15 airline or hotel partners!

You can earn points fast with 5X points on travel purchased through Chase Travel℠; 3X points on dining, select streaming services, and online groceries; 2X points on all other travel purchases, and 1X points on all other purchases! 

If you're gearing up for your next adventure (and you missed this offer from Chase last time) do not hesitate to applythis won't last forever! The annual fee is $95, and is easily offset by premium perks like annual statement credits for eligible hotel stays, trip delay reimbursement, trip cancellation insurance and more. 

Click here to apply now for the Chase Sapphire Preferred® Card